More recently, the entire Superintendency away from Financial Agencies (SUGEF, Superintendencia Standard de Entidades Financieras), this new economic regulator, is promoting gender evidence and plans to orientate policies to help you link the https://brightwomen.net/fi/kuumat-brasilialaiset-naiset/ gender pit.

The fresh new Ministry from Economy, World and you can Trade (MEIC – Ministerio de- Economia, Industria y Comercio) is the ruling human body guilty of procedures for the individual initiative, team creativity and you will venture out-of business society into the industry, commerce and you can features groups, and new SME field. Regarding the latter, brand new MEIC really works during the control on bank system towards form of borrowing applications geared towards this new field as well as for producing their entry to electronic communication properties and improve their formalization. Within this sense, new MEIC has been coping with this new INAMU therefore the Federal Understanding Institute (INA, for the phrase into the Foreign language) regarding design and you can execution away from a particular system for women entrepreneurs: new Federal System having Businesswomen.

The new Main Bank out-of Costa Rica (Banco Main de- Costa Rica, BCCR) accounts for the fresh monetary and you may rate of exchange rules. Brand new Federal Council getting Oversight of your Financial system (CONASSIF) ‘s the regulator and you can supervisory power working from Superintendencies: > SUGEF: getting economic intermediaries (AFI user given that 2013), > SUGEVAL: to own securities, > SUPEN: to the national your retirement program, and you can > SUGESE: on insurance rates field.

From the Program away from Banking to possess Invention (SBD) Operate n? 9274, post 8 says that the SBD do framework rules so you’re able to combat gender inequalities, with financial support procedures and you can non-financing that allow fair availableness for females, with regards to the means to access borrowing, pledges and you can low-economic properties and you may providers development. Financial agencies one to availableness SBD resources must have, among their resource programs, procedures one compensate for gender inequalities.

Regarding specific programs from INAMU, courtesy FOMUJERES (practically “the fresh new loans for ladies”), good nonreimbursable fund, earnings ladies who expose business efforts or attempts to protect ladies rights. Inside the 2021, FOMUJERES gave support to help you 572 projects away from outlying female all the along side nation, having 1.8 million USD. The amount of the fresh new funds tips because the 2014 is USD nine.8 mil to finance more than step three.000 active methods.

From research range, Costa Rica could have been meeting sex-disaggregated borrowing research for several years, triggerred from the national ID program

In the end, the Blended Institute of Personal Aid (IMAS – Instituto Mixto de- Ayuda Personal), along with their faith FIDEIMAS (actually IMAS?Trust), composed within the framework of the Law away from Attention to Feminine when you look at the Poverty Requirements, aims at financing extra and part claims, through credit that have good interest rates. The new faith offers trainings, technical advice and you can follow-up for individuals or teams you to definitely do effective tactics.

3.1 Commercial Banking companies

Brand new monetary business within the Costa Rica try controlled of the stateowned banks that enable to attain policy expectations and are also involved with structure innovation, monetary inclusion and SME credit. During the 2008, the country depending the financing Fund having Creativity (Fondo de- Credito para poder el Desarrollo) which is used to invest in applications into the Program away from Financial to own Advancement (SBD). Contained in this framework, individual banking companies was obliged so you can import financing to express-possessed banks involved with SBD.

A mechanism away from program-wider coordination, together with monetary intermediaries […] and microfinance organizations […] with the objective from funding and you may producing effective and you may practical innovation projects.

Among the condition-possessed banking institutions, the Banco Nacional keeps used, due to the fact 2010, Banca Mujer, a program to market the development of Costa Rican women by way of advisory and you will capital. Just like the consultative line comes with financial degree, courses, business support, factors expo and you can trading missions, the fresh new capital line brings borrowing from the bank to have MSME financing and you can company procedure, handmade cards to fund exchangeability requires, support to obtain ensure situations. The applying is aimed at strengthening women and you will promoting well-getting for ladies, their own families and their organizations.